diff --git a/agent/xds/listeners_test.go b/agent/xds/listeners_test.go
index 21e3149bf1..10b358bdad 100644
--- a/agent/xds/listeners_test.go
+++ b/agent/xds/listeners_test.go
@@ -1109,6 +1109,15 @@ func TestListenersFromSnapshot(t *testing.T) {
 					nil)
 			},
 		},
+		{
+			name: "connect-proxy-without-tproxy-and-permissive-mtls",
+			create: func(t testinf.T) *proxycfg.ConfigSnapshot {
+				return proxycfg.TestConfigSnapshot(t, func(ns *structs.NodeService) {
+					ns.Proxy.MutualTLSMode = structs.MutualTLSModePermissive
+				},
+					nil)
+			},
+		},
 	}
 
 	tests = append(tests, makeListenerDiscoChainTests(false)...)
diff --git a/agent/xds/testdata/listeners/connect-proxy-without-tproxy-and-permissive-mtls.latest.golden b/agent/xds/testdata/listeners/connect-proxy-without-tproxy-and-permissive-mtls.latest.golden
new file mode 100644
index 0000000000..b15ccf4a14
--- /dev/null
+++ b/agent/xds/testdata/listeners/connect-proxy-without-tproxy-and-permissive-mtls.latest.golden
@@ -0,0 +1,115 @@
+{
+  "versionInfo": "00000001",
+  "resources": [
+    {
+      "@type": "type.googleapis.com/envoy.config.listener.v3.Listener",
+      "name": "db:127.0.0.1:9191",
+      "address": {
+        "socketAddress": {
+          "address": "127.0.0.1",
+          "portValue": 9191
+        }
+      },
+      "filterChains": [
+        {
+          "filters": [
+            {
+              "name": "envoy.filters.network.tcp_proxy",
+              "typedConfig": {
+                "@type": "type.googleapis.com/envoy.extensions.filters.network.tcp_proxy.v3.TcpProxy",
+                "statPrefix": "upstream.db.default.default.dc1",
+                "cluster": "db.default.dc1.internal.11111111-2222-3333-4444-555555555555.consul"
+              }
+            }
+          ]
+        }
+      ],
+      "trafficDirection": "OUTBOUND"
+    },
+    {
+      "@type": "type.googleapis.com/envoy.config.listener.v3.Listener",
+      "name": "prepared_query:geo-cache:127.10.10.10:8181",
+      "address": {
+        "socketAddress": {
+          "address": "127.10.10.10",
+          "portValue": 8181
+        }
+      },
+      "filterChains": [
+        {
+          "filters": [
+            {
+              "name": "envoy.filters.network.tcp_proxy",
+              "typedConfig": {
+                "@type": "type.googleapis.com/envoy.extensions.filters.network.tcp_proxy.v3.TcpProxy",
+                "statPrefix": "upstream.prepared_query_geo-cache",
+                "cluster": "geo-cache.default.dc1.query.11111111-2222-3333-4444-555555555555.consul"
+              }
+            }
+          ]
+        }
+      ],
+      "trafficDirection": "OUTBOUND"
+    },
+    {
+      "@type": "type.googleapis.com/envoy.config.listener.v3.Listener",
+      "name": "public_listener:0.0.0.0:9999",
+      "address": {
+        "socketAddress": {
+          "address": "0.0.0.0",
+          "portValue": 9999
+        }
+      },
+      "filterChains": [
+        {
+          "filters": [
+            {
+              "name": "envoy.filters.network.rbac",
+              "typedConfig": {
+                "@type": "type.googleapis.com/envoy.extensions.filters.network.rbac.v3.RBAC",
+                "rules": {},
+                "statPrefix": "connect_authz"
+              }
+            },
+            {
+              "name": "envoy.filters.network.tcp_proxy",
+              "typedConfig": {
+                "@type": "type.googleapis.com/envoy.extensions.filters.network.tcp_proxy.v3.TcpProxy",
+                "statPrefix": "public_listener",
+                "cluster": "local_app"
+              }
+            }
+          ],
+          "transportSocket": {
+            "name": "tls",
+            "typedConfig": {
+              "@type": "type.googleapis.com/envoy.extensions.transport_sockets.tls.v3.DownstreamTlsContext",
+              "commonTlsContext": {
+                "tlsParams": {},
+                "tlsCertificates": [
+                  {
+                    "certificateChain": {
+                      "inlineString": "-----BEGIN CERTIFICATE-----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\npY0heYeK9A6iOLrzqxSerkXXQyj5e9bE4VgUnxgPU6g=\n-----END CERTIFICATE-----\n"
+                    },
+                    "privateKey": {
+                      "inlineString": "-----BEGIN EC PRIVATE KEY-----\nMHcCAQEEIMoTkpRggp3fqZzFKh82yS4LjtJI+XY+qX/7DefHFrtdoAoGCCqGSM49\nAwEHoUQDQgAEADPv1RHVNRfa2VKRAB16b6rZnEt7tuhaxCFpQXPj7M2omb0B9Fav\nq5E0ivpNtv1QnFhxtPd7d5k4e+T7SkW1TQ==\n-----END EC PRIVATE KEY-----\n"
+                    }
+                  }
+                ],
+                "validationContext": {
+                  "trustedCa": {
+                    "inlineString": "-----BEGIN CERTIFICATE-----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\noR5f6Ku+cig2Il8T8LJujOp2/2A72QcHZA57B13y+8o=\n-----END CERTIFICATE-----\n"
+                  }
+                }
+              },
+              "requireClientCertificate": true
+            }
+          }
+        }
+      ],
+      "trafficDirection": "INBOUND"
+    }
+  ],
+  "typeUrl": "type.googleapis.com/envoy.config.listener.v3.Listener",
+  "nonce": "00000001"
+}