diff --git a/nitro.nim b/nitro.nim
index 2548175..7c1afe6 100644
--- a/nitro.nim
+++ b/nitro.nim
@@ -1,3 +1,5 @@
 import ./nitro/protocol
+import ./nitro/wallet
 
 export protocol
+export wallet
diff --git a/nitro/wallet.nim b/nitro/wallet.nim
new file mode 100644
index 0000000..935648c
--- /dev/null
+++ b/nitro/wallet.nim
@@ -0,0 +1,32 @@
+import ./basics
+import ./keys
+import ./protocol
+
+include questionable/errorban
+
+export basics
+export keys
+
+type
+  Wallet* = object
+    key: PrivateKey
+    channels: seq[Channel]
+  Channel* = object
+    latest*, upcoming*: ?StateUpdate
+  StateUpdate* = object
+    state*: State
+    signatures*: seq[(EthAddress, Signature)]
+
+proc init*(_: type Wallet, key: PrivateKey): Wallet =
+  result.key = key
+
+proc address*(wallet: Wallet): EthAddress =
+  wallet.key.toPublicKey.toAddress
+
+proc openLedger*(wallet: Wallet, asset: EthAddress, amount: UInt256): Channel =
+  let me = wallet.address.toDestination
+  let outcome = Outcome.init(asset, {me: amount})
+  let state = State(outcome: outcome)
+  let signature = wallet.key.sign(state)
+  let update = StateUpdate(state: state, signatures: @{wallet.address: signature})
+  Channel(upcoming: update.some)
diff --git a/tests/nitro/testWallet.nim b/tests/nitro/testWallet.nim
new file mode 100644
index 0000000..a211794
--- /dev/null
+++ b/tests/nitro/testWallet.nim
@@ -0,0 +1,22 @@
+import ./basics
+
+suite "nitro wallet":
+
+  let key = PrivateKey.random()
+  let asset = EthAddress.example
+  let amount = 42.u256
+
+  test "wallet can be created from private key":
+    let wallet = Wallet.init(key)
+    check wallet.address == key.toPublicKey.toAddress
+
+  test "opens ledger channel":
+    let wallet = Wallet.init(key)
+    let me = wallet.address.toDestination
+    let channel = wallet.openLedger(asset, amount)
+    let expectedOutcome = Outcome.init(asset, {me: amount})
+    let expectedState = State(outcome: expectedOutcome)
+    let expectedSignatures = @{wallet.address: key.sign(expectedState)}
+    check channel.latest.isNone
+    check channel.upcoming.?state == expectedState.some
+    check channel.upcoming.?signatures == expectedSignatures.some
diff --git a/tests/testAll.nim b/tests/testAll.nim
index ca8816d..3ed9f24 100644
--- a/tests/testAll.nim
+++ b/tests/testAll.nim
@@ -3,5 +3,6 @@ import ./nitro/protocol/testChannel
 import ./nitro/protocol/testOutcome
 import ./nitro/protocol/testState
 import ./nitro/protocol/testSignature
+import ./nitro/testWallet
 
 {.warning[UnusedImport]: off.}