diff --git a/artifacts/stablecoin-idl.json b/artifacts/stablecoin-idl.json
index 015b818..265bdf6 100644
--- a/artifacts/stablecoin-idl.json
+++ b/artifacts/stablecoin-idl.json
@@ -69,6 +69,38 @@
         ]
       }
     },
+    {
+      "name": "OraclePriceAccount",
+      "type": {
+        "kind": "struct",
+        "fields": [
+          {
+            "name": "base_asset",
+            "type": "account_id"
+          },
+          {
+            "name": "quote_asset",
+            "type": "account_id"
+          },
+          {
+            "name": "price",
+            "type": "u128"
+          },
+          {
+            "name": "timestamp",
+            "type": "u64"
+          },
+          {
+            "name": "source_identifier",
+            "type": "string"
+          },
+          {
+            "name": "confidence_interval",
+            "type": "u128"
+          }
+        ]
+      }
+    },
     {
       "name": "TokenDefinition",
       "type": {
diff --git a/stablecoin/core/src/lib.rs b/stablecoin/core/src/lib.rs
index 11527c7..a2ce6a6 100644
--- a/stablecoin/core/src/lib.rs
+++ b/stablecoin/core/src/lib.rs
@@ -2,7 +2,7 @@
 
 use borsh::{BorshDeserialize, BorshSerialize};
 use nssa_core::{
-    account::{AccountId, AccountWithMetadata, Data},
+    account::{Account, AccountId, AccountWithMetadata, Data},
     program::{PdaSeed, ProgramId},
 };
 use serde::{Deserialize, Serialize};
@@ -49,6 +49,165 @@ pub struct Position {
     pub debt_amount: u128,
 }
 
+/// Canonical oracle price account consumed by the Stablecoin Program.
+///
+/// This mirrors the shared oracle shape from the RFP-019/RFP-020 documentation. Oracle
+/// producers own how this account is written; stablecoin code only reads and validates it.
+#[account_type]
+#[derive(Debug, PartialEq, Eq, Clone, Serialize, Deserialize, BorshSerialize, BorshDeserialize)]
+pub struct OraclePriceAccount {
+    /// Canonical identifier for the priced asset.
+    pub base_asset: AccountId,
+    /// Canonical identifier for the quote asset that denominates `price`.
+    pub quote_asset: AccountId,
+    /// Amount of `quote_asset` one unit of `base_asset` is worth.
+    ///
+    /// `u128` keeps the consumer-side interface non-negative; zero is rejected on read.
+    pub price: u128,
+    /// Price observation timestamp. Consumers choose the time unit by matching this with
+    /// `max_age`.
+    pub timestamp: u64,
+    /// Identifier of the source that populated this account, such as a TWAP or external adaptor.
+    pub source_identifier: String,
+    /// Source-provided confidence interval, or zero when the source does not provide one.
+    pub confidence_interval: u128,
+}
+
+/// Stablecoin price-feed configuration owned by the consuming protocol.
+#[derive(Debug, PartialEq, Eq, Clone, Copy, Serialize, Deserialize)]
+pub struct PriceFeedConfig {
+    /// External oracle account expected for this feed.
+    pub feed_account_id: AccountId,
+    /// Asset the stablecoin controller expects to price.
+    pub expected_base_asset: AccountId,
+    /// Quote asset expected by the stablecoin controller.
+    pub expected_quote_asset: AccountId,
+    /// Maximum accepted age for a price observation.
+    pub max_age: u64,
+}
+
+/// Validated price-feed reading returned to stablecoin controller logic.
+#[derive(Debug, PartialEq, Eq, Clone, Serialize, Deserialize)]
+pub struct PriceFeedReading {
+    pub base_asset: AccountId,
+    pub quote_asset: AccountId,
+    pub price: u128,
+    pub timestamp: u64,
+    pub source_identifier: String,
+    pub confidence_interval: u128,
+}
+
+/// Recoverable price-feed failures. Stale or unavailable feeds should pause rate updates.
+#[derive(Debug, PartialEq, Eq, Clone, Copy)]
+pub enum PriceFeedError {
+    /// The supplied account is not the configured feed account.
+    FeedAccountMismatch {
+        expected: AccountId,
+        actual: AccountId,
+    },
+    /// The configured feed account is not initialized.
+    FeedUnavailable,
+    /// The feed account data does not match [`OraclePriceAccount`].
+    DecodeFailed,
+    /// The feed account does not price the configured asset pair.
+    AssetPairMismatch,
+    /// The feed reported a zero price.
+    InvalidPrice,
+    /// The feed timestamp is newer than the caller's current timestamp.
+    PriceTimestampInFuture {
+        current_timestamp: u64,
+        price_timestamp: u64,
+    },
+    /// The feed is older than the configured maximum age.
+    StalePrice {
+        current_timestamp: u64,
+        price_timestamp: u64,
+        max_age: u64,
+    },
+}
+
+/// Swappable price-feed interface for production oracle accounts and tests.
+pub trait PriceFeed {
+    /// Read and validate the current market price for the configured asset pair.
+    fn read_market_price(
+        &self,
+        config: &PriceFeedConfig,
+        current_timestamp: u64,
+    ) -> Result<PriceFeedReading, PriceFeedError>;
+}
+
+/// Price-feed implementation backed by an external oracle account.
+pub struct AccountPriceFeed<'a> {
+    feed_account: &'a AccountWithMetadata,
+}
+
+impl<'a> AccountPriceFeed<'a> {
+    pub fn new(feed_account: &'a AccountWithMetadata) -> Self {
+        Self { feed_account }
+    }
+}
+
+impl PriceFeed for AccountPriceFeed<'_> {
+    fn read_market_price(
+        &self,
+        config: &PriceFeedConfig,
+        current_timestamp: u64,
+    ) -> Result<PriceFeedReading, PriceFeedError> {
+        if self.feed_account.account_id != config.feed_account_id {
+            return Err(PriceFeedError::FeedAccountMismatch {
+                expected: config.feed_account_id,
+                actual: self.feed_account.account_id,
+            });
+        }
+        if self.feed_account.account == Account::default() {
+            return Err(PriceFeedError::FeedUnavailable);
+        }
+
+        let price_account = OraclePriceAccount::try_from(&self.feed_account.account.data)
+            .map_err(|_| PriceFeedError::DecodeFailed)?;
+        validate_price_account(&price_account, config, current_timestamp)
+    }
+}
+
+/// Validate a decoded oracle price account using consumer-owned policy.
+pub fn validate_price_account(
+    price_account: &OraclePriceAccount,
+    config: &PriceFeedConfig,
+    current_timestamp: u64,
+) -> Result<PriceFeedReading, PriceFeedError> {
+    if price_account.base_asset != config.expected_base_asset
+        || price_account.quote_asset != config.expected_quote_asset
+    {
+        return Err(PriceFeedError::AssetPairMismatch);
+    }
+    if price_account.price == 0 {
+        return Err(PriceFeedError::InvalidPrice);
+    }
+
+    let age = current_timestamp
+        .checked_sub(price_account.timestamp)
+        .ok_or(PriceFeedError::PriceTimestampInFuture {
+            current_timestamp,
+            price_timestamp: price_account.timestamp,
+        })?;
+    if age > config.max_age {
+        return Err(PriceFeedError::StalePrice {
+            current_timestamp,
+            price_timestamp: price_account.timestamp,
+            max_age: config.max_age,
+        });
+    }
+
+    Ok(PriceFeedReading {
+        base_asset: price_account.base_asset,
+        quote_asset: price_account.quote_asset,
+        price: price_account.price,
+        timestamp: price_account.timestamp,
+        source_identifier: price_account.source_identifier.clone(),
+        confidence_interval: price_account.confidence_interval,
+    })
+}
+
 impl TryFrom<&Data> for Position {
     type Error = std::io::Error;
 
@@ -66,6 +225,23 @@ impl From<&Position> for Data {
     }
 }
 
+impl TryFrom<&Data> for OraclePriceAccount {
+    type Error = std::io::Error;
+
+    fn try_from(data: &Data) -> Result<Self, Self::Error> {
+        Self::try_from_slice(data.as_ref())
+    }
+}
+
+impl From<&OraclePriceAccount> for Data {
+    fn from(price_account: &OraclePriceAccount) -> Self {
+        let mut data = Vec::with_capacity(std::mem::size_of_val(price_account));
+        BorshSerialize::serialize(price_account, &mut data)
+            .expect("Serialization to Vec should not fail");
+        Self::try_from(data).expect("Oracle price account encoded data should fit into Data")
+    }
+}
+
 /// PDA seed for the [`Position`] account owned by `owner_id` for `collateral_definition_id`.
 ///
 /// Derived from the owner and collateral definition addresses with a domain-separation tag
@@ -166,3 +342,221 @@ pub fn verify_position_vault_and_get_seed(
     );
     seed
 }
+
+#[cfg(test)]
+mod tests {
+    use nssa_core::account::Nonce;
+
+    use super::*;
+
+    const ORACLE_PROGRAM_ID: ProgramId = [4u32; 8];
+
+    fn feed_account_id() -> AccountId {
+        AccountId::new([0x40u8; 32])
+    }
+
+    fn stablecoin_asset_id() -> AccountId {
+        AccountId::new([0x50u8; 32])
+    }
+
+    fn usd_asset_id() -> AccountId {
+        AccountId::new([0x60u8; 32])
+    }
+
+    fn price_account(price: u128, timestamp: u64) -> OraclePriceAccount {
+        OraclePriceAccount {
+            base_asset: stablecoin_asset_id(),
+            quote_asset: usd_asset_id(),
+            price,
+            timestamp,
+            source_identifier: "mock-oracle".to_owned(),
+            confidence_interval: 5,
+        }
+    }
+
+    fn config(max_age: u64) -> PriceFeedConfig {
+        PriceFeedConfig {
+            feed_account_id: feed_account_id(),
+            expected_base_asset: stablecoin_asset_id(),
+            expected_quote_asset: usd_asset_id(),
+            max_age,
+        }
+    }
+
+    fn feed_account(price_account: &OraclePriceAccount) -> AccountWithMetadata {
+        AccountWithMetadata {
+            account: Account {
+                program_owner: ORACLE_PROGRAM_ID,
+                balance: 0,
+                data: Data::from(price_account),
+                nonce: Nonce(0),
+            },
+            is_authorized: false,
+            account_id: feed_account_id(),
+        }
+    }
+
+    struct MockPriceFeed {
+        feed_account_id: AccountId,
+        price_account: Option<OraclePriceAccount>,
+    }
+
+    impl MockPriceFeed {
+        fn available(price_account: OraclePriceAccount) -> Self {
+            Self {
+                feed_account_id: feed_account_id(),
+                price_account: Some(price_account),
+            }
+        }
+    }
+
+    impl PriceFeed for MockPriceFeed {
+        fn read_market_price(
+            &self,
+            config: &PriceFeedConfig,
+            current_timestamp: u64,
+        ) -> Result<PriceFeedReading, PriceFeedError> {
+            if self.feed_account_id != config.feed_account_id {
+                return Err(PriceFeedError::FeedAccountMismatch {
+                    expected: config.feed_account_id,
+                    actual: self.feed_account_id,
+                });
+            }
+            let price_account = self
+                .price_account
+                .as_ref()
+                .ok_or(PriceFeedError::FeedUnavailable)?;
+            validate_price_account(price_account, config, current_timestamp)
+        }
+    }
+
+    #[test]
+    fn account_price_feed_reads_fresh_market_price() {
+        let oracle_account = price_account(1_050_000, 1_000);
+        let feed_account = feed_account(&oracle_account);
+
+        let reading = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_030)
+            .expect("fresh price should read");
+
+        assert_eq!(
+            reading,
+            PriceFeedReading {
+                base_asset: stablecoin_asset_id(),
+                quote_asset: usd_asset_id(),
+                price: 1_050_000,
+                timestamp: 1_000,
+                source_identifier: "mock-oracle".to_owned(),
+                confidence_interval: 5,
+            }
+        );
+    }
+
+    #[test]
+    fn account_price_feed_rejects_wrong_feed_account() {
+        let oracle_account = price_account(1_050_000, 1_000);
+        let mut feed_account = feed_account(&oracle_account);
+        feed_account.account_id = AccountId::new([0x41u8; 32]);
+
+        let error = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_030)
+            .expect_err("wrong account must fail");
+
+        assert_eq!(
+            error,
+            PriceFeedError::FeedAccountMismatch {
+                expected: feed_account_id(),
+                actual: AccountId::new([0x41u8; 32]),
+            }
+        );
+    }
+
+    #[test]
+    fn account_price_feed_rejects_stale_price() {
+        let oracle_account = price_account(1_050_000, 1_000);
+        let feed_account = feed_account(&oracle_account);
+
+        let error = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_061)
+            .expect_err("stale price must pause rate updates");
+
+        assert_eq!(
+            error,
+            PriceFeedError::StalePrice {
+                current_timestamp: 1_061,
+                price_timestamp: 1_000,
+                max_age: 60,
+            }
+        );
+    }
+
+    #[test]
+    fn account_price_feed_rejects_asset_pair_mismatch() {
+        let mut oracle_account = price_account(1_050_000, 1_000);
+        oracle_account.quote_asset = AccountId::new([0x61u8; 32]);
+        let feed_account = feed_account(&oracle_account);
+
+        let error = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_030)
+            .expect_err("wrong pair must fail");
+
+        assert_eq!(error, PriceFeedError::AssetPairMismatch);
+    }
+
+    #[test]
+    fn account_price_feed_rejects_zero_price() {
+        let oracle_account = price_account(0, 1_000);
+        let feed_account = feed_account(&oracle_account);
+
+        let error = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_030)
+            .expect_err("zero price must fail");
+
+        assert_eq!(error, PriceFeedError::InvalidPrice);
+    }
+
+    #[test]
+    fn account_price_feed_rejects_future_timestamp() {
+        let oracle_account = price_account(1_050_000, 1_050);
+        let feed_account = feed_account(&oracle_account);
+
+        let error = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_030)
+            .expect_err("future timestamp must fail");
+
+        assert_eq!(
+            error,
+            PriceFeedError::PriceTimestampInFuture {
+                current_timestamp: 1_030,
+                price_timestamp: 1_050,
+            }
+        );
+    }
+
+    #[test]
+    fn account_price_feed_rejects_unavailable_feed_account() {
+        let feed_account = AccountWithMetadata {
+            account: Account::default(),
+            is_authorized: false,
+            account_id: feed_account_id(),
+        };
+
+        let error = AccountPriceFeed::new(&feed_account)
+            .read_market_price(&config(60), 1_030)
+            .expect_err("missing feed must fail");
+
+        assert_eq!(error, PriceFeedError::FeedUnavailable);
+    }
+
+    #[test]
+    fn price_feed_trait_accepts_mock_oracle() {
+        let mock_feed = MockPriceFeed::available(price_account(1_050_000, 1_000));
+
+        let reading = mock_feed
+            .read_market_price(&config(60), 1_030)
+            .expect("mock feed should use the same consumer checks");
+
+        assert_eq!(reading.price, 1_050_000);
+        assert_eq!(reading.source_identifier, "mock-oracle");
+    }
+}